Verstital in any workplace. Learn fast and adjust well to the changes of a job requirements. Enjoy performing with clients/customers as well as coworkers.
Processing routine banking transactions, providing customer service, and ensuring accuracy and compliance with financial regulations, while also promoting bank products and services.
Here's a more detailed breakdown of their responsibilities:
Core Banking Transactions:
Processing Deposits and Withdrawals: Accepting and processing cash deposits and withdrawals, ensuring accurate record-keeping.
Cashing Checks: Verifying and cashing checks for customers.
Loan Payments: Processing loan payments and ensuring accurate updates to customer accounts.
Issuing Savings Bonds: Assisting customers with the purchase and redemption of savings bonds.
Maintaining Cash Drawer: Ensuring the cash drawer is properly maintained, balanced, and secured.
Recording Transactions: Accurately recording all transactions in customer accounts.
Verifying Customer Identity: Ensuring the identity of customers before processing transactions.
Handling Foreign Currency Transactions: Assisting customers with foreign currency exchange and transactions.
Customer Service and Sales:
Greeting and Assisting Customers:
Providing friendly and efficient customer service, answering inquiries, and resolving issues.
Promoting Bank Products and Services:
Identifying opportunities to cross-sell and promote bank products and services to customers.
Providing Information:
Providing information about bank products, services, and procedures.
Handling Complaints:
Addressing customer complaints and concerns in a professional and empathetic manner.
Opening and Closing Accounts:
Assisting customers with opening and closing checking accounts, credit cards, and other accounts.
Compliance and Security:
Adhering to Banking Regulations: Ensuring compliance with banking regulations and internal policies and procedures.
Detecting Fraud: Being vigilant in identifying and reporting suspicious activities and potential fraud.
Verifying Financial Instruments: Verifying the authenticity of checks and other financial instruments.
Balancing Daily Transactions: Balancing daily transactions against the general ledger.
Preparing Reports: Preparing reports related to large cash transactions and suspicious activity.